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Thomas Sirsla

Insurance Expert

How much cost KIA Optima car insurance?

Kia Optima General Information

Other positives the Kia Optima has are the upscale interior design and the larger cargo space the vehicle has. It is easy to find a good driving position and has a user-friendly climate control system. While rear visibility gets cut down, the vehicle does include blind-spot monitoring, which can help. Rear visibility is a common problem with vehicles in this class.

How much does it cost to insure my KIA Optima

Having a lengthy list of top features is a positive with new car purchases, and the 2020 Optima brings a lot to the table. The vehicle also has strict acceleration, solid breaks, cozy seats, and more. With a few different pros and cons, looking at general information about the Kia Optima is essential.

Kia Optima Insurance Rates by Model Year

Model Year Total Premium
2020 Kia Optima $1,455
2019 Kia Optima $1,441
2018 Kia Optima $1,433
2017 Kia Optima $1,428
2016 Kia Optima $1,415
2015 Kia Optima $1,402
2014 Kia Optima $1,365
2013 Kia Optima $1,335
2012 Kia Optima $1,288
2011 Kia Optima $1,244
2010 Kia Optima $1,221
2009 Kia Optima $1,204
2008 Kia Optima $1,169
2007 Kia Optima $1,146
2006 Kia Optima $1,108
2005 Kia Optima $1,076
2004 Kia Optima $1,047
2003 Kia Optima $1,033
2002 Kia Optima $1,008
2001 Kia Optima $984

Compare all KIA Optima insurance rates.

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How Much Does It Cost To Insure A Kia Optima By Year?

Drivers enjoy paying less on average for car insurance for the Kia Optima, which has average rates of $72 per month. This is $25 less expensive than the national average. Auto insurance rates can vary due to numerous factors, including the state the vehicle is being driven in, a person’s driving record, and more. The year a vehicle was manufactured can also have an impact on what a person will pay for auto insurance on it. Find the best prices for car insurance available on the Kia Optima using the quote tools here.

Kia Optima Safety Rating And Damage Threshold

One of the reasons that insurance rates are as low as they are for the Kia Optima is the safety ratings it has received. The 2017 Kia Optima, for example, received all five-star ratings from the NHTSA.

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